Khoury Home Visa Card

• Khoury Home Points Collect points for every USD 1 you spend on your card, which can be redeemed for free gifts at Khoury Home.
  
  

  The red card
  Khoury Home	Elsewhere
  1 point	1 point

  Points are redeemable for a variety of valuable gifts from Khoury Home! The more you use your card, the more points you earn.
• Private Sales and In-store Benefits: Enjoy private discounts that will be announced only to Khoury Home cardholders as well as valuable rewards. You can also benefit from discounts up to 10% on selected items or brands at all Khoury Home branches.
• Free Access to airport lounges (with Lounge Key) : Present your Khoury Home card for 6 complementary airport lounge visits for yourself each year, an access fee of $27 will be charged for guest. Full List of Lounges on www.loungekey.com/visaplatinummena
• Purchase Protection Coverage : For theft or damage of new products / items; covers the cost of repair or replacement of the purchased products
• Repayment method : you will be able to repay the amount in equal monthly settlement with a preferential interest rate or settle a portion of your settle at your convenience

• International Acceptance : the card can be used locally and internationally for purchased for more than 29 millions establishments or for cash withdrawals from any bank ATM around the world
• Currency: USD
• Annual Fee : $50
• Monthly Statement Fee : : $2
• Monthly SMS Alert Fee : $1
• Minimum Payment Due : You can settle a portion of your spending every month starting with a minimum payment of 3% of the used amount (minimum $20) before the 10th of the month
• Grace Period : For POS purchases you can settle the total amount of your POS purchases before the 10th of the month, interest-Free, benefiting from a grace period up to 45 days.

For ATM withdrawals : you can withdraw cash from any ATM; However, grace period is not applicable.

• Monthly Interest Rate :
• POS : 1.75%
• ATM : 2.5%

• Annual Percentage Rate (Variable APR) :
• POS : 23.14%
• ATM : 34.49%

This APR is interest based only and may vary according to the card limit and fees

*Subject to VISA’s Terms & Conditions

• SMS Alert : Receive SMS Notifications (through Mobile Banking) as soon as you perform a transaction with your card for only $1 / month
• Free Internet Banking : Get Access to the Online Banking Platform anywhere in the world, allowing you to perform a number of operations in your card
• Global Visa Customer Assistance Service * : In case of card theft or loss you are entitled to an emergency card replacement and a cash advance in any member bank

The Khoury Home card can also be used as a regular Credit Card granting you a revolving line of credit that can be used for your cash withdrawals from ATM machines, or for your purchases at Khoury Home, or anywhere else in Lebanon and abroad. You can use it for your everyday purchases at stores, restaurants or petrol stations. Remember that the more you use it, the more you accumulate points!

For purchases on the POS machin, you can settle the total amount of your POS purchases before the 10th of the month, interest-free, benefiting from a 45-day grace period. Or, you can settle a portion of your spending every month starting from 3% (min. 20$).